Eligibility
Cities, counties, townships, sanitary districts or other governmental subdivisions responsible for wastewater treatment are eligible.
Project Requirements
Projects must be included on the Minnesota Pollution Control Agency s Project Priority List and the PFA s Intended Use Plan. Projects must be certified by the MPCA before the PFA may approve a loan.
Applicants must demonstrate the financial capacity to repay the loan and that complete financing of the project is in place. Borrowers must issue a general obligation bond to the PFA as security for the loan.
Allowable Costs
Allowable costs include site preparation, construction, engineering, equipment and machinery, bond issuance, and certain fees and contingency costs. Land costs are not allowable.
Interest Rates
Rates are determined by a market rate index (market scale) or the PFA s bond market rate (Authority scale), which ever is higher, less a 1.0 percent discount approved by the PFA. Borrowers with a service area population under 2,500 may be entitled to additional discounts. The type of security pledged to the PFA, the loan term and principal schedule, and the presence of a significant user will affect the interest rate of the loan.
Terms
Loans are amortized up to a maximum of 20 years, or up to 30 years if the average annual residential cost would exceed 1.4 percent of median household income. Also see Wastewater Infrastructure Fund for possible eligibility for grant assistance.
Applications
Applications are accepted within six months after the intended use plan is approved using the PFA's loan application forms. The IUP is compiled once a year but may be amended.
Loan Disbursement
Funds are disbursed on a monthly basis as costs are incurred
General Contacts
Contact Information
MN Public Facilities Authority
1st National Bank Building, Suite W820
332 Minnesota Street
Saint Paul, MN 55101-1378
MN.PFA@state.mn.us
651-259-7469
1-800-657-3858
Fax: 651-296-8833
Staff Contact Information
Jeff Freeman, Executive Director
651-259-7465
Karin Berkholtz, Deputy Director
651-274-1742
Becky Sabie, Program Coordinator
651-259-7470
Jennie Brown, Compliance Coordinator
651-259-7683
Steve Walter, Chief Financial Officer
651-259-7472
Melissa Ralph, Accounting Officer
651-259-7496
Amanda Sowada, Administrative and Fiscal Services
651-259-7618
Kathe Barrett, Senior Loan Officer
651-259-7464
Angela Berrens, Senior Loan Officer
651-259-7497
Anita Gallentine, Senior Loan Officer
651-259-7466
Mary Jane Schultz, Senior Loan Officer
651-259-7467
Peter Bradshaw, Senior Loan Officer
651-259-7689
Drew Brooksbank, Loan Officer
651-251-7131
Katelyn Kanuit, Senior Loan Officer
651-259-7471
Regional Contacts
Match a region with the contacts to find the PFA staff member assigned to your area.
Region 1
Counties: Kittson, Marshall, Norman, Pennington, Polk, Red Lake, Roseau
Mary Jane Schultz
Senior Loan Officer
651-259-7467 or 800-657-3858
Region 2
Counties: Beltrami, Clearwater, Hubbard, Lake of the Woods, Mahnomen
Mary Jane Schultz
Senior Loan Officer
651-259-7467 or 800-657-3858
Region 3a
Counties: Itasca, Koochiching
Mary Jane Schultz
Senior Loan Officer
651-259-7467 or 800-657-3858
Region 3b
Counties: Aitkin, Carlton
Mary Jane Schultz
Senior Loan Officer
651-259-7467 or 800-657-3858
Region 3c
Counties: Cook, Lake, St. Louis
Peter Bradshaw
Senior Loan Officer
651-259-7689 or 800-657-3858
Region 4
Counties: Becker, Clay, Douglas, Grant, Otter Tail, Pope, Stevens, Traverse, Wilkin
Peter Bradshaw
Senior Loan Officer
651-259-7689 or 800-657-3858
Region 5
Counties: Cass, Crow Wing, Morrison, Todd, Wadena
Mary Jane Schultz
Senior Loan Officer
651-259-7467 or 800-657-3858
Region 6E
Counties: Kandiyohi, McLeod, Meeker, Renville
Kathe Barrett
Senior Loan Officer
651-259-7464 or 800-657-3858
Region 6W
Counties: Big Stone, Chippewa, Lac Qui Parle, Swift, Yellow Medicine
Kathe Barrett
Senior Loan Officer
651-259-7464 or 800-657-3858
Region 7E
Counties: Chisago, Isanti, Kanabec, Mille Lacs, Pine
Kathe Barrett
Senior Loan Officer
651-259-7464 or 800-657-3858
Region 7W
Counties: Benton, Sherburne, Stearns, Wright
Kathe Barrett
Senior Loan Officer
651-259-7464 or 800-657-3858
Region 8
Counties: Cottonwood, Jackson, Lincoln, Lyon, Murray, Nobles, Pipestone, Redwood, Rock
Angela Berrens
Senior Loan Officer
651-259-7497 or 800-657-3858
Region 9
Counties: Blue Earth, Brown, Faribault, Le Sueur, Martin, Nicollet, Sibley, Waseca, Watonwan
Katelyn Kanuit
Senior Loan Officer
651-259-7471 or 800-657-3858
Region 10
Counties: Dodge, Fillmore, Freeborn, Goodhue, Houston, Mower, Olmsted, Rice, Steele, Wabasha, Winona
Katelyn Kanuit
Senior Loan Officer
651-259-7466 or 800-657-3858
Region 11
Counties: Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Washington
Becky Sabie
Program Coordinator
651-259-7470 or 800-657-3858
PFA Mailing Address
MN Public Facilities Authority
1st National Bank Building, Suite W820
332 Minnesota Street
Saint Paul, MN 55101-1378
